Are you eligible for Medicare this year? If so, there’s a lot for you to learn. Medicare has its own vocabulary and, rules. There are deadlines you must meet and penalties – some lasting a lifetime – for not doing things at the right time.

SHIBA volunteers are here to make the transition easier for you. Join us in the Community Room at the Orcas Island Public Library on Wednesday, Nov. 13 at 2 p.m. Come join us to learn how Medicare works, what your coverage options are, and when you must act to avoid penalties.

This is a free presentation made by trained volunteers from the Statewide Health Insurance Benefits Advisors program overseen by the Washington Office of the Insurance Commissioner to provide free, unbiased and confidential counseling assistance on Orcas Island.

There are many new terms for you to understand and several options to choose among. Medicare has four different parts: A, B, C, and D. You can stay with Original Medicare, Parts A and B, or buy a Medicare Advantage Plan, Part C, or a Medicare Supplement – also called Medigap – which is private insurance that works with Parts A and B. Most people also buy Drug Insurance, Part D.

Resources are available to help people with very low income and limited assets pay their Medicare premiums, copays and deductibles.

Call the local SHIBA office at 360-376-5892 to schedule your free personal, confidential, unbiased counseling session. Island Hospital has been the local sponsor of the SHIBA volunteers in San Juan County for over 25 years.